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Credit Repair the Do-It-Yourself Way

Credit Repair the Do-It-Yourself Way

Negative remarks on your credit report can cost serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair do not happen overnight. It requires serious dedication and perseverance to start in a clean slate once more. How to Get […]

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Breaking the Habit – How to Stop Using Your Credit Card

Breaking the Habit – How to Stop Using Your Credit Card

You know your debt is rising, but still cannot stop using your credit card for purchasing items. Several people get easily dependent on credit cards for everyday expenses and impulsive buys. The fact that you are borrowing money from the creditor for your purchase might be tempting, but the truth is: you must be able […]

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Cleaning the Mess in Your Credit Report

Cleaning the Mess in Your Credit Report

An important factor that plays an important role in maintaining a clean credit report is actually the contents of your credit report. The credit report is pretty much the story of your financial life, contained in a detailed document. The credit report carries the credit score, which is a numeric ranking usually between 300 and […]

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Common Credit Repair Questions Answered!

Common Credit Repair Questions Answered!

What is the quickest way to improve your score? Do mortgage inquiries count against your credit score? Credit repair expert Jim Kemish answers these questions and more. The Importance of Your Credit Your credit score will determine the interest rate that you are charged on everything from your credit cards to your mortgage. No other […]

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Credit Repair: How Credit Scores Really Work

Credit Repair: How Credit Scores Really Work

Not all Scores are Equal There are many credit scores available, but the only one that matters is your FICO score. FICO, by the way, is an acronym for Fair Isaac and Company, the developer of the score. This is the score that virtually all lenders use. Other scores attempt to approximate the FICO score, […]

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